INSURANCE FAQ

BADGERLAND RESTORATION & REMODELING INC.

WEYAUWEGA, WI

INSURANCE FAQ

BADGERLAND RESTORATION & REMODELING INC.

WEYAUWEGA, WI

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GET THE MOST OUT OF YOUR INSURANCE FOR DAMAGE REPAIRS

If hail, winds, or storms have damaged your residential or commercial roof, it is advisable to have a professional inspect its condition. Do not rely only on your adjuster’s inspection, as they work for the insurance company. Badgerland Restoration & Remodeling offers these inspections and will meet with your insurance adjuster free of charge. To discuss requirements or get answers to your questions, contact us to speak to one of our experts.

GET THE MOST OUT OF YOUR INSURANCE FOR DAMAGE REPAIRS

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GET THE MOST OUT OF YOUR INSURANCE FOR DAMAGE REPAIRS

HOW TO GET A NEW ROOF FROM INSURANCE?

Many people wonder whether insurance will pay for a new roof. It’s evident that when your roof is completely damaged, it needs replacement with a new roof. Your insurer may delay or refuse payment if you don’t follow the established roof insurance claim procedure. Your roofer can help you with paperwork and ensure that all damage is accounted for to get optimum compensation.
DO I HAVE TO WORK WITH THE RESTORATION COMPANY MY INSURANCE AGENT RECOMMENDED?

Insurance companies are permitted to recommend preferred restoration vendors. However, they cannot require you to use a specific firm. You can work with Badgerland Restoration & Remodeling, Inc., or any licensed restoration contractors.
THE CONTRACTOR’S ESTIMATE IS HIGHER THAN ADJUSTER’S ESTIMATE. WHAT SHOULD I DO?

This scenario occurs when the insurance adjuster misses out on some of the damage to the roofing system. It can quickly be resolved by providing evidence of the damage through paperwork, measurements, and pictures. Upon approval, the insurance company reviews the supplements and sends a check for all the additional work needed to carry out comprehensive repairs.
You have the privilege of choosing the roofing company you have the most confidence in. Even if you get recommendations from various sources, you must research the companies. You do not have to go with the lowest bid, which is what your insurance company wants you to believe. Remember, an inexpensive roof is no bargain if you have problems, especially if your contractor is no longer around to honor the labor warranty. Be sure the company you choose is reputable and local.
I WANT TO HIRE A CONTRACTOR WHO IS GOING TO REPLACE ALL MY DAMAGED ITEMS, INCLUDING THE SOFFIT, FASCIA, PRESSURE WASHING, STAINING, AIR CONDITIONING, GARAGE DOORS, ETC. DOES BADGERLAND RESTORATION & REMODELING, INC DO THAT?

Badgerland Restoration & Remodeling, Inc. is an excellent choice for your home restoration. Our company is set up to cover all your interior and exterior needs.
MY BASEMENT HAS WATER DAMAGE, AM I COVERED?

Your policy will specify your homeowner’s insurance coverage specifics. Most insurance policies require an extra rider to cover flooding-related water damage.
WILL MY INSURER INCREASE THE RATE IF I FILE A ROOF INSURANCE CLAIM?

Unlike Auto Insurance, Homeowners insurance does not penalize you for filing a claim. The increase in rates is based on your geographical location. The rates may increase if you reside in an area with immense storm damage, even if you don’t file a claim.
I DON’T WANT TO CONTACT MY INSURANCE COMPANY AND WOULD PREFER TO PAY OUT OF POCKET. IS THAT OK?

We will work with you or your insurance company at your discretion. We offer a best-price guarantee on restoration projects for your peace of mind.

HOW TO GET A NEW ROOF FROM INSURANCE?

Many people wonder whether insurance will pay for a new roof. It’s evident that when your roof is completely damaged, it needs replacement with a new roof. Your insurer may delay or refuse payment if you don’t follow the established roof insurance claim procedure. Your roofer can help you with paperwork and ensure that all damage is accounted for to get optimum compensation.
DO I HAVE TO WORK WITH THE RESTORATION COMPANY MY INSURANCE AGENT RECOMMENDED?

Insurance companies are permitted to recommend preferred restoration vendors. However, they cannot require you to use a specific firm. You can work with Badgerland Restoration & Remodeling, Inc., or any licensed restoration contractors.
THE CONTRACTOR’S ESTIMATE IS HIGHER THAN ADJUSTER’S ESTIMATE. WHAT SHOULD I DO?

This scenario occurs when the insurance adjuster misses out on some of the damage to the roofing system. It can quickly be resolved by providing evidence of the damage through paperwork, measurements, and pictures. Upon approval, the insurance company reviews the supplements and sends a check for all the additional work needed to carry out comprehensive repairs.
You have the privilege of choosing the roofing company you have the most confidence in. Even if you get recommendations from various sources, you must research the companies. You do not have to go with the lowest bid, which is what your insurance company wants you to believe. Remember, an inexpensive roof is no bargain if you have problems, especially if your contractor is no longer around to honor the labor warranty. Be sure the company you choose is reputable and local.
I WANT TO HIRE A CONTRACTOR WHO IS GOING TO REPLACE ALL MY DAMAGED ITEMS, INCLUDING THE SOFFIT, FASCIA, PRESSURE WASHING, STAINING, AIR CONDITIONING, GARAGE DOORS, ETC. DOES BADGERLAND RESTORATION & REMODELING, INC DO THAT?

Badgerland Restoration & Remodeling, Inc. is an excellent choice for your home restoration. Our company is set up to cover all your interior and exterior needs.
MY BASEMENT HAS WATER DAMAGE, AM I COVERED?

Your policy will specify your homeowner’s insurance coverage specifics. Most insurance policies require an extra rider to cover flooding-related water damage.
WILL MY INSURER INCREASE THE RATE IF I FILE A ROOF INSURANCE CLAIM?

Unlike Auto Insurance, Homeowners insurance does not penalize you for filing a claim. The increase in rates is based on your geographical location. The rates may increase if you reside in an area with immense storm damage, even if you don’t file a claim.
I DON’T WANT TO CONTACT MY INSURANCE COMPANY AND WOULD PREFER TO PAY OUT OF POCKET. IS THAT OK?

We will work with you or your insurance company at your discretion. We offer a best-price guarantee on restoration projects for your peace of mind.

Badgerland Restoration & Remodeling, Inc works directly with hundreds of insurance companies across the contract. We will work with you or your insurance company, whichever you prefer. We are happy to coordinate your restoration project from start to finish on your behalf. Call us at (715) 942-2345.

Call us at (715) 942-2345.